"The best time to invest is when you have money."
- Sir John Templeton
Regular savings accounts provide a good discipline to save, as contributions are generally by standing order, and missed payments can lead to penalties or even to account closure. So a useful tool for those saving for a specific goal in the future such as a child's wedding, university fees and so on.
Providing you only invest an amount you can afford, after a few months you will become used to those payments leaving your bank account. By keeping your money at arms length you could build up a significant fund for the future.
For information on investments, please contact a qualified Holborn Assets adviser.